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Activities of a bank
The banks provide to the depositors a series of services: Safety: the bank is a protected place where the money is more protected than in the residence of the private individuals. It provides trunks to preserve values. Payment: the bank makes it possible to mobilize its deposit account in several ways: - It provides accounts (checks and ensures the payment via the compensation system of it). - It provides purchasing cards of the Monéo type where plastic money will be preserved. - It allows transfers towards other bank accounts. - It provides species, tickets of the central bank and coins. - It provides accountancy of the movements of capital. - It provides travellers checks. - It provides accounts (bank drafts for certain protected transactions). - It provides foreign currencies. - It provides the means of transferring from the funds accepted abroad in other banks. - It can collect the species (large distribution), count them and enter them. The banks created in the thirty last years a very tight network of branches to ensure these services near the private individuals. Many banks do not provide any more tickets to their counters and require to pass by the GAB, the automatic teller machines. They imply the provision of a paying bank card, allowing a double profit (fresh of charts and economy of personnel). Even the supply of the abstract of accounts is from now on in self-service in banks like BNP. The push of Internet allowed the banking establishment without branches but also the reference towards the Net surfer, via made safe procedures, majority of the operations relating to the operation of the account check: consultation of the position and the movements, transfers, request for check books, etc.
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