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The credit includes various activities of money loan that takes form of a contract between a supplier and a customer. The credit is generally carrying an interest which the debtor (the recipient of the credit, also called borrower) with the creditor must pay. In a general way, if the borrower have a good financial situation, the lender will lend to him an important sum with a low level of interest and conversely. The credit scoring methods of evaluation of the risk-customers is consisting in allotting to a note quantified to the capacity of refunding. The interests are an amount of money which the borrower must refund besides the borrowed sum.


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