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Appropriations and placement
With the companies: The first specific service of the banks to the companies is the management of the drafts. The discount of the drafts is one of the historical activities of the banks. The discount of the drafts is a relatively short credit. The credit on security is also a credit on document which generally relates to commercial transactions with the foreigner. The bank overdraft became gradually the principal mode of short-term loan. Leasing, financing of the working capital, stocks, the purchases of equipment, the real estate transactions, the whole of the compartment of the credit of company can profit from the support of the banks. With the private individuals: It offers a whole series of short-term placements like accounts or plans of saving. The bank received on a side of the extremely important commissions and other introduced risk not perceived by the customers.
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